During the ceremonial sharing of resolutions at the New Year's party we attended last night, our friend Andy resolved for 2009 to be a "positive cash flow" year. And we all had a good chuckle when his wife Krissie jokingly responded that her resolution was to spend as much money as possible.
All kidding aside - saving money is something we all want to do better this year. Even though our circle of friends and family are quite fortunate by comparison, we still feel the belt-tightening effects of declining 401Ks, upside-down mortgages and the looming threat of layoffs. Or, in my case, voluntary unemployment.
That's right...I couldn't have picked a better time to ditch the 9-5 and chase the dream of being a freelance copywriter. So, as Matt and I brace ourselves for the financial hit we're about to take, we'll use this blog to chronicle what we're doing to makeover our spending habits and share our best dollar-stretching tips. We hope you'll let us know what works for you, too.
With any luck (and a bit of self-discipline), we'll all be celebrating positive cash flow at this time next year.
Our very best wishes for a New Year rich in love, laughter and savings!
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